Amortization Software

  1. T Value Calculator Amortization
  2. Free Tvalue Amortization Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Free Tvalue Amortization Calculator 2016. This loan amortization calculator can be used to do loan calculations. Enter any 4 of 5 loan variables and find the missing loan variable. Calculate the initial loan amount (present value), regular monthly repayments, number of periods, annual nominal interest rate, and future value of the loan.

The accuracy standard reborn!

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TValue 6 - Everything You've Always Loved About TValue, Only Better

The next generation of TValue reaches even higher levels of usefulness and flexibility. No matter how simple or how complex your time value of money calculation, TValue 6 lets you explore new levels of capability and ease-of-use. You'll be challenged to find a calculation it can't handle!

EFFICIENT INTERFACE

INCREASED ACCESSIBILITY TO COMMANDS AND FEATURES

  • Navigate faster with common commands accessible through the new ribbon interface
  • Use the new Memo field to record notes such as check numbers, late fees, taxes, etc.
  • Display loan details such as points and fees prominently on the cash flow line
  • Automatically calculate prepaid interest days with new interactive calendar
  • Restore unknowns with a single-click for faster 'what-if' calculations
  • Display payment details for interest only and stepped payments on each cash flow line
  • Manage expanding and sorting of cash flows per line or overall
  • Conveniently determine balance dates and amounts
EASE-OF-USE

HOW COULD IT GET EVEN EASIER?

  • Quickly craft your cash flow data from a few simple inputs with new, easy input Guides. Great starting point for new users!
  • Modify payment dates instantly with a new pop-up calendar
  • Easily select the event group to suit your calculation - from lease to loan to investment and more
  • Control the scope of Undo and Redo commands for virtually all actions
  • Copy and paste information from Excel to TValue
  • Automatically determine the number of monthly or weekly payments in a given number of years
Increased Capability

EXPAND THE BOUNDARIES OF YOUR CALCULATIONS

  • Control the month end default date for payments falling on the 28th, 29th and 30th of a month
  • Produce calculations using the 30/360 methodology
  • Calculate APR for much higher interest rates
  • Solve for up to 4,000 payments
  • Do calculations up to 01/01/2400
  • Tailor your event names for your needs with even more options
  • Control the appearance of events on the amortization schedule by name or by number
Improved Schedules

EXPANDED REPORTING CAPABILITIES

  • Instantly export amortization schedules to PDF, Microsoft Excel or Word, CSV, and XML
  • See a live display of layout and option changes on the amortization schedule
  • Display notes about taxes, insurance, check numbers, and other memos
  • Show monthly totals on the amortization schedule for weekly payment series
  • Enhanced reporting of Rule of 78 when rounding is present
  • Includes more custom event names on the amortization schedule
YES, THERE'S MORE

AND THE LIST OF FEATURES GOES ON

  • Easily detect negative amounts that are now displayed in red
  • Copy Points and Fees between documents
  • Copy Special Series between documents
  • Enjoy improved error handling
  • Avoid unsuitable options or inputs with intuitive governing of entries
  • Follow the guidance of convenient balloon help
  • Utilize the expanded range of dates from 1/1/1600 to 1/1/2400
  • Send TValue 6 files or your amortization schedules in a PDF directly from the software through your email program
  • Full support for Windows operating systems including Windows 7, Windows 8, and Windows 10
System Requirements

TValue 6 System Requirements

  • Computer: 1 GHz or higher
  • Operating System: Windows 7 SP 1 or higher
  • Memory: 1 GB or higher
  • Hard Disk Space: At least 400 MB free disk space
  • Monitor: 1024x768 resolution or higher


'Upon opening TV6, I was WOW'd by the opening page. I was in user nirvana as I navigated through program options. Please send my Kudos to the team!'

Free

'Great Job! This version brought version 5 into the 21st century. It seems much more intuitive and I would think easier for someone not familiar with TValue to use. I like the initial 'new guide' screen and the short cut to build typical schedules. Also, big upgrade to the user interface.'


'I think this the best update yet. I appreciate the modern, clean look of the amortization schedule and having a variety of options to meet every need.'


'Great Job!! Like the new look and feel. Like the way the menus look and feel. Amortization looks more professional. This version is a great step upward.'


'First impressions, I liked what you guys did. Nice, modern interface. Amortization schedule is very clean, easy to use. Really like the Guides, especially the leasing guide.'

Explore TValue 6

T Value Calculator Amortization

The new TValue 6 software interface makes every time value of money calculation easier. It is equally useful for doing a quick what-if calculation or crafting a complex series of payments or investments.

TValue Gives You Command Over Your Financial Calculations

CONSTRUCT YOUR CALCULATION IN SECONDS

New input Guides create your cash flow details instantly from a few basic inputs.

MODIFICATIONS'>

EASY
MODIFICATIONS

Tailor loan and payment variables easily with convenient access to commands.

STATE OF THE ART AMORTIZATION SCHEDULES

Contemporary and professional amortization schedules prominently display calculated interest and principal.

Watch a Short Video on the Capabilities of
TValue 6 Software

Pricing

Single License
Each Additional User
(TValue 6 Maintenance is $35 per user and includes future updates and upgrades, unlimited technical support, and access to the TValue video training program. The Annual Maintenance renewal is billed one year after purchase at $35 per user.)

All TimeValue Software products come with a one year money-back guarantee, so your purchase is risk free.

Frequently Asked Questions

Does TValue 6 do the same calculations as TValue version 5?

Yes and more. TValue 6 does all the calculations that TValue 5 does and now it also does the 30/360 calculation.

Can I use TValue 6 on my iPad or Mac? How about my Android phone?

Free Tvalue Amortization Calculator

TValue 6 is a Windows desktop edition of TValue. TValue Online is a cloud based edition of TValue that you can use on any device that accesses the Internet including a Mac or iPad, a PC, tablet, Surface, or Android phone.

Can I open my TValue 5 schedules in TValue 6?

Yes, you can. You can open all of your TValue 5 and even TValue 4 schedules in TValue 6 and you also get all of the new capabilities of TValue 6. Once you open your TValue 5 file in TValue 6, you will want to save your file as a TValue 6 file.

Will TValue 6 run on any Windows operating system?

TValue 6 will run on any recent Windows operating systems including 7, 8, 8.1, and 10. If you have an XP or Vista operating system, we still have TValue 5 available that will run on either system. Just call our office at 800-426-4741 or 949-727-1800 and ask for TValue 5.

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The #1 Real Estate Investment Calculator for Note Buyers, Note Brokers and Investors!

Amortization

With the TValue™ amortization software no mortgage, trust deed, promissory note, or real estate contract is too complex;

No investment yield is a mystery;

No balloon payment is too hard to calculate; and

No cash flow is unsolvable.

Knowledge is power! Savvy investors never rely on someone else to run their financial calculations.

Top 10 Reasons TValue™ software is a must-have tool for buying, selling, brokering, or investing in real estate notes:

  1. Compare calculations with note buyer bids to assure you receive the best possible pricing.
  2. Avoid common mistakes when calculating cash flow notes.
  3. Use with your marketing offers to provide free amortization schedules to note sellers.
  4. Negotiate partial purchases, tail-ends, and buy full-sell short strategies for enhanced yields.
  5. Recast notes and run unlimited “what-if” scenarios for improved return on investment.
  6. Calculate balloon mortgage note payments with balloon extension options.
  7. Analyze complex calculations including interest only notes, uneven mortgage payments, and more.
  8. Generate Schedule B amortization tables for early partial payoffs or split partials.
  9. Create repayment plans for workouts and modifications on non-performing or delinquent notes.
  10. Develop private investor relationships and self-directed IRA funds with professional printouts.

SAVE NOW…

Note Investor Members get $22 off the retail price of $149.00 – For a total cost of only $127.00.

Use Coupon Code: TVNOTE when checking out.

Solve All Financial Calculations Involving Time and Money!

Full Financial Calculator To Solve Any Unknown:

  • Present or future value
  • Loan or payment amount
  • Current balance
  • Interest rate
  • Number of payments
  • Remaining term
  • Down payment
  • Yield or investor’s return
  • Pay price
  • Partial amortization schedules
  • APR, Truth in Lending (Reg. Z), Dodd-Frank disclosures
  • Discounted value

Handles All Mortgage Payment Schedules:

  • Interest rate changes
  • Uneven payments
  • Interest only payments
  • Fixed principal plus interest
  • Skip payments
  • Amount or percent step
  • Balloon payments
  • Principal only pay downs

Select Any Interest Compound Period:

  • Exact days
  • Daily
  • Weekly
  • Bi-weekly
  • Half-month
  • Four-week
  • Monthly
  • Two-month
  • Four-month
  • Quarterly
  • Semiannual
  • Annual
  • Continuous

Interest Calculation Options:

  • Normal amortization (compound interest)
  • U.S. Rule (simple interest)
  • Rule of 78
  • Canadian amortization
  • Year length (360, 364, or 365 days per year)

The Standard for Financial Calculations

While the note business is a niche market this software is mainstream. The Top 100 accounting firms and more than 500,000 financial professionals worldwide rely on its accuracy and flexibility in generating detailed amortization schedules.

TimeValue Software™ TValue™ amortization software is the best and most accurate amortization software, and proven industry standard for accurately structuring notes, mortgage payments, interest calculations, and any time value of money computation.

Accurate and Easy to Use Financial Calculator

Join other note business and financial professionals who rely on the accuracy and ease-of-use of TValue amortization software. The TValue program is perfect for computing mortgage payments, checking interest due on a note, determining the payoff amount, or calculating the yield of a real estate note investment. TValue software will even calculate the most complex cash flow notes, including partial purchases, split payments, uneven payments, interest only, and balloon payments. See an example of the financial calculator at work in the screen shot below.

A. Print amortization schedules and APR disclosures in seconds.
B. Choose the right compounding or rate period from the list of 13 methods.
C. Select Special Series for unique payment options, including interest only, fixed principal plus interest, monthly skip, and more.
D. Set payment periods independent of compound/rate periods.
E. Payments can be irregular in amount and occurrence.
F. Enter events such as loan/payment, lease/lease payment, deposit/withdrawal, invest/return or customize event names.
G. Computation options include normal amortization (compound interest), U.S. Rule (simple interest), Rule of 78, Canadian amortization, and 360, 364, or 365-day year lengths.

SAVE NOW…

Note Investor Members get $22 off the retail price of $149.00 – For a total cost of only $127.00.

Use Coupon Code: TVNOTE when checking out.

Create Perfect Amortization Schedules and Tables in Seconds

Detailed reports provide the interest and principal components needed to print amortization schedules and APR disclosures in seconds! Totals can be displayed at selected intervals and TValue amortization tables can be easily exported to Microsoft Word or Excel.

Custom Real Estate Investing Reports

  • Verify promissory note balances and print payment schedules
  • Document irregular payments, balloons, and rate changes
  • Select any level of detail from summary to full schedule
  • Insert optional headers and footers for personalized branding
  • Determine year-end interest payments for 1098 reporting
  • Print a limited date range
  • Export to Microsoft Excel and Word with one-click
  • Calculate investor notes with multiple loans and payments
  • Calculate savings requirements for future retirement goals or self-directed IRA investing

TValue Software Versus the HP12C, HP10B, Texas Instrument, and Other Financial Calculators

The hand-held financial calculators are great options for computing on the go but they have their limitations. It is very easy to make errors by entering the wrong value into one of the keys. Most people find uneven cash flows to be difficult on traditional calculators. Without a visual recall it’s common to lose track of the input and the accuracy suffers.

TValue software allows you to save and print your calculations for review and future edits. The good news is anyone familiar with the HP12C, HP10B, or TI BA-II Plus will find the input on the TValue software very similar to the keystrokes on these handheld financial calculators.

Benefits Of The TValue Calculator Over Excel Software

While “doing it yourself” in Excel spreadsheets is possible, there are significant reasons why it’s better to use the TValue™ amortization software. When it comes to notes, loans, payments, rates of return analysis, and other time value of money calculations, flexibility is paramount. Excel is based on writing formulas and there is always room for user error. On a complicated transaction, you can work on an Excel spreadsheet for too long only to discover that you have bad data or an error in a formula or worst yet you may never know there is an error. There is a better solution.

  • Faster, accurate, and easier to use. TValue software only takes a couple of line items to structure a deal or analyze a return.
  • Error free calculations. You can have confidence in the numbers as TValue software calculations are based on embedded algorithms, not writing formulas. If the amounts and dates are right, you know that the calculations will be correct.
  • Amortization schedules in seconds. Schedules for documentation are generated instantaneously for viewing, exporting, and printing.
  • Solve for any “what if” calculation. You can quickly and easily do multiple “what if” scenarios in minutes and find the best solution quickly. You can easily and quickly solve for the interest rate, the payment, the loan amount, or the term.
  • Logic to handle the simple to the most complex. Calculation logic is already included.

SAVE NOW…

Note Investor Members get $22 off the retail price of $149.00 – For a total cost of only $127.00.

Use Coupon Code: TVNOTE when checking out.

Try TValue Amortization Software Risk-Free

Unconditional one-year money-back guarantee anytime during the first year after purchase.

An optional annual maintenance service is available when ordering product at the cost of $35. The TValue software annual maintenance service includes future updates and upgrades, unlimited product support, and access to the 75+ TValue software online training videos.

As a real estate investor, note buyer, note broker, or financial professional, you need to choose and rely on a tool that is accurate, easy to use, and gives you the documentation you need.

System Requirements for TValue Software Version 5.3:

  • Supports Windows XP and above up to and including Windows 8.1 – both 32 bit and 64 bit, Windows Server 2003 and above up to and including Windows Server 2012, and Terminal Services
  • Citrix is being used successfully by TimeValue Software customers with no known issues in this environment
  • At least 10MB RAM and 5MB disk space
  • Software will be delivered online as a download after purchase.

SAVE NOW…

Note Investor Members get $22 off the retail price of $149.00 – For a total cost of only $127.00.

Use Coupon Code: TVNOTE when checking out.